The state of the real estate market in UK Essay - 1

The state of the real estate market in UK - Essay Example From the research it is clear that real estate encompasses land and its additional features that increase its value. In United Kingdom (UK), the term real estate is dissimilar with different names. UK uses the word real property to denote real estate, which describes the land and its fixtures such as buildings and resources like minerals, water and harvests. While real estate market is the periodic change in upsurge of output alternating with the decline within a given time. In 1980s to 1990s, house prices appreciated by 300% while those of raw land raised by 1000% leading to recession. As from 1970, the average total price of the house for the first time buyers has increased for approximately 3, 100% at the same time, income average of the purchasers increasing by 1,900%. London records the lowest price of real estate to the initial buyer followed by South West. The alterations that happened in UK from 1980 to 2010 indicates how the country perceived an extraordinary increase in hou sing demand leading to increase in house prices. In 2010, house prices had raised threefold in 15 different cities and twice in 62 cities as compared to the house prices in 2005. The cities, which recorded the highest rise in the house prices, were Southern England, Salford and Newcastle while Scottish was among the countries, which recorded the least increases in prices of the house. Compared to other markets, the real estate market follows the fiscal principle of â€Å"supply and demand†. ... In 2010, the UK average number of real estate on the surveyor’s book raised by 4.1% from June raising the total average to 69.1, which was a drop of 0.1%. This led to the stock ratio sales dropping to 24%, which recorded the lowest level ever since June 2009. 1% more surveyors in the real estate recorded a rise surpassing a fall in total transactions which was a drop of 3% in the June 2009 transaction (Dijkman 2010, p.53). The total real estate supply raised and agents’ recorded a total average of 68% properties in contrary to the 59 of June 2009. The first time buyer (FTBs) percentages of total sales improved from 21% witnessed in June 2009 to 26% making the threshold of Stamp Duty Land Tax to rise to 250, 000 pounds (Jin, Yui & Zhixiong 2010, p. 527). In July 2010, both demand and supply for the real estates increased which was good news for housing market. According to the brokers in real estate, the total number of houses plus apartments in London traded for over 5 million pounds increased from 31% to 262%. On contrary, source of houses plus apartments for the sale above 5 million dollars significantly decreased leading to the raise of demand as inventory dropped. According to international luxury market, the prices of real estates in London were rising due to scarcity of property (Mun 2012, p. 676). This led to the real estate sellers in UK to accept the new trends in realities involved in luxury housing thus accepting on residence not commanding the real estate prices (Jinjarak & Sheffrin 2011, p. 246). During that period, general market activities and hopefulness increased leading to the drop in inventory while an increase in demand, which steered to inadequacy in classy housing inventory. In that

Systems analysis Essay Example | Topics and Well Written Essays - 250 words

Systems analysis - Essay Example How are they ever going to reach out to far-sought village areas in third world countries while innovating itself the way no other company has ever exceeded them? If such is the case, then Google has to expound the global reach of the internet not only literally but as well as figuratively. Reaching novel systems analysis and design also requires the need for first world countries to reach out to third world entities who are unable to out-race their first world counterparts. Information technology has not only been confounded to software and hardware problems, requirements, design, and analysis. With the fast rise of developed nations, companies like Google are also socially responsible for reaching out to rural communities and bring them outside their shells, gradually introduce them to global technology, and make them an active integral part of information technology. In today’s systems analysis and design, there is a need to emphasize social responsibility in order to accom plish one’s mission, vision, and goals. And what makes Google ahead of everyone else is that they were able to realize the need to devote their time, effort, energy, and resources to rural communities in India to be able to send the message that Google is here to help.

Problems of Library Automation in Africa Essay Example for Free

Problems of Library Automation in Africa Essay In 1981, IBM introduced its personal computer (PC) for use in the home, office and schools. Prior to that time, there had been several MS-DOS compatible personal computers that ran DOS programs. As computers became more widespread in the workplace (ie. an independent agent’s office), new  ways to unleash their potential developed. As smaller computers became more powerful, they could be linked together, or networked, to share memory space, software and information, and communicate with each other. So where does the insurance industry enter the â€Å"automation† picture? A word from our sponsor: Whats so difficult about combining personal and commercial umbrella coverage? Not much. Get a quote online now! Independent agents have come a long way in using technology over the past 20 years. From the early 1980s through the mid-1990s, independent agents for the most part used PC-based automation systems to boost efficiency and cut costs. Since 1970, ACORD, a not-for-profit standards-setting association for the insurance industry, has been involved in automation. The association is comprised of carriers, agents, vendors, solution providers, associations and other interested parties. â€Å"We aren’t the ones who ‘built’ the automation system,† said Carolyn â€Å"Cal† Durland, managing director of Standards for ACORD. â€Å"What we did and still do is provide standards-Forms and Electronic Data Interchange (EDI) upon which the vendors or solution providers base their automation systems.† She explained that to find out how the industry became automated, one must look to the vendors and solution providers. In 1972, the first ACORD form, a property loss notice, went into use. Today, ACORD’s standards include Forms, AL3 (Automation Level 3), XML, OLife and ObjX. The Forms are point of sale, data collection vehicles, AL3 is ACORD’s EDI standard (or machine-to-machine, business-to-business, data transmission formats or components), OLife is a data integration standard and ObjX is â€Å"much more than EDI.† In the 1980s-when the number of PCs in use increased dramatically-ACORD members asked for standardized electronic transmissions between the agents’  computers and the carriers’ computers. â€Å"The industry has come to ACORD to consolidate efforts to eliminate duplication of work,† Durland said. â€Å"For example, without one approved, countrywide ACORD application, all of the 2,400-plus insurance carriers would have to have their own form. And the vendors or solution providers who automate those forms would have to customize each form.† Now that ACORD and the industry are working hand-in-hand, there is one form accepted and used by many of those carriers. In addition, the vendors or solution providers have the option to become licensed by ACORD to redistribute the Forms. â€Å"ACORD provides them with tools†¦to print the ACORD Forms,† Durland said. â€Å"ACORD’s Forms efforts have stripped the costs out of this distribution channel.† According to Durland, in the same manner that the industry came together with ACORD to do Forms, they have also worked to develop EDI Standards. â€Å"Through our subcommittee process and strict compliance to anti-trust guidelines, we bring together carriers, agents, vendors, solution providers and other interested parties to discuss what is needed to transmit the data collected,† she said. Change is good The industry on the whole, according to Durland, is slow to make changes, â€Å"although there are some carriers that have the resources to be on the leading edge of technology.† The beginning was a bit archaic. â€Å"Carriers realized the benefits of automation and developed proprietary systems that they placed in the agents’ offices,† Durland said. â€Å"This resulted in the agents having to physically go from one terminal to another to interface with the carriers automating their process.† With the inception of the agency management vendors and ACORD’s standards implemented in those systems, the agents were conceptually able to eliminate  those proprietary terminals and work through one system. â€Å"This concept called SEMCI, Single Entry Multiple Company Interface, allowed the agents to keep the data in one place and transmit it electronically to any of the carriers it was licensed to represent,† Durland explained. One step forward, two steps back Ten years ago, when Durland joined ACORD, there were many agency management systems attempting to enable SEMCI. â€Å"Today, due to acquisitions and mergers, there are three primary vendors and a few smaller ones,† she said. â€Å"SEMCI is still the goal for the agents and the carriers. However, with the inception of Web enabled processes, the carriers-in an effort to streamline their costs-reverted back to proprietary applications. â€Å"Those leading edge carriers put up Web sites that required the agent to go to the site and enter the information. So instead of going to a separate terminal in their office, they now had to connect to a Web site and rekey the data that was already in their databases.† This resulted in the acceptance of the new standard XML. â€Å"XML is a standard that enables connectivity between Web applications and agency management systems, in addition to business-to-business, business-to-customer, etc.,† Durland said. The goal to secure SEMCI, according to Durland, can still happen with the implementation of XML. â€Å"Plus it broadens the trading partner base to be more than the agent to insurance carrier,† she said. A push for implementation In the 1990s, implementation guides were written and a certification process was developed. Today, there are more than 12,000 upload and 40,000 download implementations using AL3 standards. AL3 continues to evolve and there are new implementations every day, including using AL3 standards over the Internet. Ever since the dawn of the industry’s automation, forms standardization  continued and still continues to be an important focus for ACORD as the standards-setting association works with many different trading partners within the industry. Today there are roughly 400 ACORD forms. And although it’s important to note how many forms there are, what is even more important to note is the fact that these ACORD forms have eliminated or prevented 80,000 proprietary forms-saving the industry millions of dollars. Communicating on a global basis According to Durland, ACORD has staff dedicated to building relationships with other standards-setting organizations. The fact is, the industry handles business on a global basis, so it just makes sense that the goal is to be able to communicate on a global basis. As an example, Durland pointed out that carriers write coverage for properties owned by people all over the world. In turn, these carriers work with other carriers or reinsurers to share the exposure. When asked why it is so important for the industry to be automated, Durland said, â€Å"Automation strips costs out of workflows.† Simply put, to only have to go to one place for information and to be able to service customers quickly and efficiently is key. â€Å"For example, the agent and carrier agree to indemnify the customer if they have a loss which is covered under their policy. The customer pays a fee based on that promise. When the loss occurs, they want someone to handle it promptly†¦to be given information on the progression of the resolution and be paid or have the item replaced ASAP,† Durland said. Automation makes it possible. â€Å"With the technology and automation available to us today, the opportunities to share information are unlimited,† Durland said. â€Å"The industry realizes that and is working together to figure out how to communicate electronically  with each other.†

The MCI Project What Message Is Mci Finance Essay

The MCI Project What Message Is Mci Finance Essay MCI would like to enhance Shareholder value by repurchasing outstanding stock, and send a bold signal to market and manager to stimulate the market price per stock to increase. A share buyback (by investing in themselves) instead of paying a cash dividend or, in other words, increasing a regular dividend, could represent an increase in the value of shares still available, this happens in the case that occurs a reduction in the number of shares of stock outstanding. If earnings remain the same but there is less shares outstanding, we can take for granted that the earnings per share might represent a positive NPV, or if the company reduces their number of shares outstanding, then they could increase earnings per share and also can raise the market value of the shares outstanding. However, if the company decides to authorize a repurchase of shares at the price of the book value per share, arguing that the shares are undervalued, then investors could buy those shares at a very low price. What will be the effects of issuing $2 billion of new debt and using the proceeds to repurchase shares on: MCIs shares outstanding? Assumptions: Shares repurchased at $28,92,Æ’Å“ then 69,16 million shares are going to be repurchased back, leaving 611,84 million shares outstanding. Shares repurchased at the current price of $27,75, Æ’Å“then 72,07 million shares can be repurchased and leaves 608,93 million shares outstanding. If there is no repurchase, then shares outstanding remain between 608,93 and 611,84 million (which are the shares outstanding if they were repurchased) as the repurchase price increases from $27,75 to $28,92 (at a Pre or Post repurchase share price). MCIs book value of equity? According to Exhibit 5: Total Current Liabilities = 4870 Long Term Debt = 3444+2000 = 5444 Deferred Taxes and Other = 1385 Stockholders Equity = 9602-2000 = 7602 Repurchase effect on leverage (using D/E ratio as a measurement, and assuming that D refers to Long-Term Debt): Pre D/E = 3444/9602 = 0,359 Post D/E= 5444/7602= 0,716Æ’Å ¸This is the increase of the Debt-Equity ratio to at least twice 36%. We have to remember that Phillips suggested that MCI would need to increase its Debt-Equity ratio from its current level of around 36% to at least twice that, even at that debt level the companys debt-to-cap would be moderate relative to the industry. Supposing that the debt of $2.000 million is Long-Term Debt (LTD); According to Exhibit 2: LTD/ BV (Book Value) of Pre Equity = 0,359 Then: BV of Pre Equity= LTD/0,359 = 3444/0,359 = 9593 BV of Post Equity= 9593* 609/681 = 8579 The price per share of MCI stock? New market Price= (New VOP Old Debt)/Old number of stocks = ($27.537,26 3.944) / 681= 28,8 These is the Data: Old debt 3944,00 new debt 5944,00 NEW VOP $ 23.537,26 oldà £Ã¢â€š ¬Ã¢â€š ¬n# of stock 681,00 new n# of stock 611,49 Old share mkt price $ 27,75 NEW MKT PRICE $ 28,77 old mkt cap. Equity 18897,75 new mkt cap.Equity 17593,26 FREE CASH FLOW 2714,21 Earnings per share? EPS= Net Income/ Shares Outstanding Assuming the EBIT keeps stable in 1996: Using the cost of debt of MCI shown in exhibit 3. Loan interest level BBB1 Phones based on the interest level of obligations of A1 Phones =((6,26+6,46)/2)= 6,36 Post EPS= (EBIT (Interest Expense + Debt* Cost of debt))*(1-Taxes)/Post Number of shares = (1118-(181+2000*6,36))*(1-0,4))/609 =485,88/609 = 0,80 Using Income statement of 1995 to get the interest rate: EPS= (Income before extraordinary item Debt *(Interest expense/Long Term debt)*Taxes)/Post Number of shares EPS= ($573 $2000 * ($181/$3444) *0,4)/609= 0,87 Using the estimated EPS in exhibit 2: EPS= Net Income / Outstanding = (Estimated 1996 Year End EPS * Outstanding debt* i * (1-T))/ A- outstanding = (1,75 * 681 2000 * 6,36% * (1-0,04))/609 = 1,83 What is MCIs current (pre repurchase) weighted average cost of capital (WACC)? MCIS current WACC =11,88% (See Excel Sheets for explanation) What would you expect to happen to MCIs WACC if it issues $2 billion in debt and uses the proceeds to repurchase shares? If MCI issues $2 billion in debt and uses the proceeds to repurchase share, the cost of equity will increase and the WACC is expected to decrease. The higher WACC is due to the higher leverage ratio. In the MCI case, the market value WACC will be decreased from its original 11.88% to 11.53%, it also have higher value of cooperation, the increased value of the firm makes the stock price going higher level. The following table shows the relationship between corporatevalues of the firm versus WACC. Would you recommend that MCI increase its use of debt? If so, by how much? Yes, it is recommended. From the below sensitivity test, we can see that the optimal WACC is about 10.79% which means 42.25% debt ratio and 57.75 equity ratio. The debit required is 6381.83million, and the book value of corporate will be increased to 14213.42million. Therefore I suggest MCI issue 2.437billion dollars to increase its debt/equity level and maximize the value and stock price. By old Book value after debt T 40.00% 40.00% 40.00% 40.00% 40.00% 40.00% 40.00% 40.00% 40.00% RPm 7.00% 7.00% 7.00% 7.00% 7.00% 7.00% 7.00% 7.00% 7.00% Rrf 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% 5.70% wd 0.00% 17.27% 20.00% 25.00% 29.12% 35.00% 42.25% 44.90% 45.00% ws 100.00% 82.73% 80.00% 75.00% 70.88% 65.00% 57.75% 55.10% 55.00% D/E 0.00% 20.87% 25.00% 33.33% 41.07% 53.85% 73.17% 81.49% 81.82% Rd 6.03% 6.30% 6.30% 6.30% 6.30% 7.09% 7.09% 7.09% 8.26% bU 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 bL 1.00 1.13 1.15 1.20 1.25 1.32 1.44 1.49 1.49 Rs 12.70% 13.57% 13.75% 14.10% 14.42% 14.96% 15.77% 16.12% 16.13% wacc 12.70% 11.88% 11.75% 11.52% 11.32% 11.21% 10.90% 10.79% 11.10% Corporate Value 12080.78 12908.83 13050.45 13317.68 13546.00 13680.91 14067.11 14213.42 13814.48 Debt 0.00 2228.90 2610.09 3329.42 3944.00 4788.32 5944.00 6381.83 6216.51

Romantic Love: An analysis of Andrew Sullivan?s Article :: essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  Many people want to have a romantic love in their life; however, romance is such abstract feeling so that we do not know whether it exists or not. In many cases, we can find that romantic love do exist in varieties of movie, song, and even books. Therefore, some people do believe that romantic love exists, and they feel that romantic love does not seem to be abstract. For example, we can find in many movies that the main male character sees the main female character, and then all of a sudden, he realizes that she is the one he wants to be with for the rest of his life, and vice versa. We also can find the same scenes in numerous of songs and books. After all of these movies, songs, and books, we seem to be hypnotized; there is such thing as we called â€Å"romantic love.† In the American Heritage Dictionary, romantic is defined â€Å"expressive of or conducive to love.† However, what is love? According to the American Heritage Dictionary, love is de fined as deep affection and warm feeling for another. Besides this one, love also have another definition such as, the emotion of sex and romance; strong sexual desire for another person. The ideal romantic love—expressive of deep affection and warm feeling for another—is what we’ve been taught the true meaning of romantic love is. But according to the American Heritage Dictionary, romantic love can also mean the expressive of strong sexual desire for another person. It comes down to one question—Does the ideal romantic love really exist or not. According to Andrew Sullivan in the Love Bloat: Why Obsess Over Romance?, there is not such thing called romantic love as we idealized, and his opinion about romantic love is right; there is not such thing called romantic love.   Ã‚  Ã‚  Ã‚  Ã‚  In the Love Bloat: Why Obsess Over Romance?, Sullivan says that the concept of romantic love is crock by any serious person before the 19th century. And Sullivan applies Shakespeare’s idea of love—it comes; it goes. If taken too seriously, it kills. Sullivan also gives some his idea of what relationships truly are, and which are useful economic bargains. Sullivan uses Rousseau as another support for his opinion about romantic love; Rousseau saw bourgeois love as a salve for the empty emotional center of restrained, law-bound societies. Rousseau wanted to substitute the passion of people for truth and honor and power with something just as absorbing but nowhere near as dangerous.

Diary Of Anne Frank :: essays research papers

1.The Diary of Anne Frank by Anne Frank2.The setting of this book is an attic of a building in Amsterdam during the time period of 1942 to 1944.3.The historical period of this book is World War II.4.Anne Frank was a young girl who is the author of this popular diary. She was thought of by others as conceited but didn't think so herself. She was in love with Peter Van Daan in the attic.Margot Frank was the older sister of Anne who was considered smarter and more adultlike than younger sister. Margot was also jealous of Anne because of Anne's relationship with Peter.Mr.Frank was Anne's father who was kind, forgiving and a very good father.He cared for every Jew in the world for they were all opppressed victims.Mrs.Frank was a caring mother who was always fare. She loved her husband and favored Margot over Anne most of the time.Peter Van Daan was Anne's boyfriend who was picked on by Mr.Dussel. He loved his father but thought his mother was a pain.Mr.Van Daan was a loving father that a lways stood up for his son. He often argued with his wife and Mr.Dussel.Mrs.Van Daan loved her son, Peter, and her husband, although they argued most of the time. She clinged to one material possession, her fur coat given to her by her father.Mr.Dussel was a Jewish dentist that picked on Peter van Daan for every little thing. He wasn't a very religious Jew, but he still wore the blue star.Mr.Kraler was one of the people that helped them survive in the lonely attic. He with Koophuis was sent to the camps with the Jews for housing them. They both miraculously survived the camps.Mr.Koophuis was the manager of the building occupying the group of Jews. As I already mentioned, he went to the camps with the Jews. He was sick a lot and was always on the edge of death.Miep and Eli also helped the families by getting them food and supplies.They were very helpful and sometimes helped them stay alive.5.The characters in the book are in hiding because they are Jewish and during WWII Jews were killed in concentration camps by the Nazi's.6.The Jews in concentration camps were being beaten and gassed. The Nazi's used Nerve gas and Mustard gas on the Jews. Jews were also being shot and killed for no reason.7.This book made me feel sorry for all the Jewish people in camps and hiding during WWII.

An Analysis of Macbeth’s Ambition Essay

â€Å"Great ambition is the passion of a great character. Those endowed with it may perform very good or very bad acts. All depends on the principals which direct them.† – Napoleon Bonaparte. Ambition can be defined as the desire and willingness to strive towards achievement or distinction, the motivation in one’s life, it is one of the key sources to success but ambition can blind one from determining what’s right and what’s wrong. On the contrary, driving ambition is the outright desire to achieve a certain goal, regardless of any possible consequences. When ambition goes unhindered by a sense of morality and, humanity it can be a corrupting influence destroying people and, nations. In â€Å"Macbeth† by William Shakespeare Macbeth’s ambition led to destruction of himself. Through the use of dramatic elements such imagery and characterization Shakespeare conveys an important theme about ambition in Macbeth. If a picture can tell a thousand words, than imagine the importance of an image upon a play such as Macbeth. I was thought that in any literary work it is exceedingly important that the author can effectively manipulate a reader’s feelings towards a character from the inside out. In Macbeth, that achievement is accomplished beautifully by Shakespeare. Through his practical use of imagery, Shakespeare shows us a deeper look into how ambition can destroy man when unchecked by moral values. The use of imagery is widespread throughout â€Å"Macbeth†; it is most dominant in clothing imagery, light and darkness imagery, and blood imagery. Through these images, Shakespeare shows the development of Macbeth’s ambition. Using clothing imagery, Shakespeare develops Macbeth’s ambition. This is seen, as, imagery of clothing which shows us Macbeth’s ambition and the consequences thereof. We see this ambition, through Banquo, when he says, â€Å"New honours come upon him, Like our strange garments, cleave not to their mould but with the aid of use.† ( I, iii ) what this quote is representing is that new clothes do not fit our bodies, until we are accustomed to them just like a new pair of shoes they must be broken in to comfort. Throughout the entire play, Macbeth is constantly wearing new clothes that can one can interpret as  titles, that are not rightfully his, and do not fit. Hence, his ambition. This ambition, as we see, is what leads to his demise. When Macbeth first hears the prophecy that he will be King, he does not see how it can be so, â€Å"to be king stands not within the prospect of belief† (I, iii,) However, Macbeth’s ambitious nature becomes more visible when he considers murdering King Duncan to claim the throne, â€Å"If it were done, when ’tis done, then ’twere well It were done quickly† (I, vii,). His ambition is extremely influenced by Lady Macbeth from questioning his mind hood to manipulating with his mind, she convenes him to commit this crime, and lay his claim to the throne. He is hesitant Macbeth states, â€Å"I have bought Golden opinions from all sorts of people, who would be worn now in their newest gloss, not cast aside so soon† (I, vii,). Macbeth puts two things in comparison with one another; being recently named the Thane of Cawdor to a new set of clothes. His has doubt on whether or not he is ready to be king; hence he isn’t ready for a new set of clothes that do not lawfully belong to him. He believes that the â€Å"clothes† they have should be worn for a little while longer. Lady Macbeth doesn’t necessarily support that idea convincing Macbeth otherwise, and he process carrying out the murder of King Duncan. This is the start of his ambitious nature. As Macbeth first had beliefs of not being ready to be king drastically differs when he becomes king from the Macbeth that defeated the invading armies in the beginning of the play to a tyrant drunk in power due to his ambition. This is evident when Angus says â€Å"his title hang loose about him, like a giant’s robe upon a dwarfish thief.† (V, ii,). His ambition drove him to attain new honours that do not fit him, as they belong to other people, through the use of imagery Macbeth is being pictured as a little, a deceitful and, dishonorable man, depraved and inhibited by garments. His paths of ambition that he took to become king lead him into being a vain, vicious, and pitiless man; climbing over the dead bodies of his trusted friends and kinsmen to a power he is unfit to hold and grasp With Shakespeare’s use of dark and, light imagery, we see an evolvement in Macbeth’s ambition becoming deeper and deeper. The imagery of light and darkness is associated to the conflict between good and evil, also connecting with symbolism in the play light represents good and darkness correlates with evil. The use of light and dark is seen all throughout the play; the witches, who symbolize evil as well, these three  witches are the embodiment of evil itself, they set their first meeting with Macbeth for the â€Å"set if sun† (I, i). In every scene the witches appear in there is a reality of darkness from lightning and, thunder to the natural darkness around them. In Act five scenes one, Macbeth refers to the witches as â€Å"black and midnight hags.† Banquo warns Macbeth against trusting the words of the witches, whom to Banquo are â€Å"The instruments of darkness.† (I, iii) In announcing Malcolm as the next hire to the thrown; his successor Duncan equalizes nobleness with the stars Macbeth, in an aside calls on the stars to â€Å"hide their fires† so that light will not be able to see his â€Å"black and deep desires.† (I, iv) this is when he starts to have the mind set and schema of what it is that must be done for him to attain kingship, his ambition is starting to drive him and fuel him to take on the indispensable actions needed. Ambition starts to take over and fill his mind, body and, soul and asking for the darkness of night to hide the evil thoughts that are infusing his min d. In act one scene four, Lady Macbeth calls on â€Å"thick night† to wrap itself in a thick blanket of darkness so that she will not be seen in the act of a dirty deed, for the night to make her stronger and for her womanly features to be thrown aside in order for her to purse the crown by evil means. Before Banquo is murdered, Macbeth calls on the â€Å"sealing night† to â€Å"Scarf up the tender eye of pitiful day† (III, ii). He says, â€Å"Good things of day begin to droop and drowse while nights black agents to their prey do rouse† darkness convers his evil deeds. After Duncan’s murder Ross ask the old man why â€Å"darkness does the face of earth entomb, when living light should kiss it† implying that evil temporarily dominates good but not in the long run. In act five sense five Macbeth equates light as a â€Å"brief candle† and of life as â€Å"a walking shadow, a poor player that struts and frets his hour upon the stage†¦ i t is a tale† he also makes a statement that can be viewed as his reflection of his awareness that the sun or light will always gain the upper hand in its clash with darkness and evil, Macbeths ambidextrousness and, ambition are the agents of darkness that lead him to his ruin. Evil and darkness are written all over this play, Macbeth no longer needs something to be of inspiration to him to further his ambition he keeps on going and going until he gets tired and morning comes again, not for him he keeps lady Macbeth in the dark hiding secrets and his plans from her she soon begins to look like that innocent flower without the serpent  underneath who wishes to go back in time to tame that ambition both her and her husband hand to control it, to have saved Duncan’s life the darkness in Lady Macbeths soul is replaced with regret. In act five, scene one, Lady Macbeth’s guilt starts to prey on her causing her to sleep walk, her gentlewoman says â€Å"Why, it stood by her: she has light by her continually, tis her command.† Lady Macbeth needs the light by her as she is sleeping because she fears the consequences of the evil she has done, the darkness is what she fears, the darkness from her dirty deeds puts her state of mind in a dark place she tries to use the candle as this false light to keep her stigma, and culpability away from destroying her. The light is a representation of the peace, and truth she wants back into her life. Macbeth was innocent at first, however when act three, scene two comes around the block; he is no longer dependent on his wife’s pushiness to lead him on, but on the darkness of his own driving ambition Shakespeare uses an abundant amount of brutal imagery in correlation to blood to develop Macbeth as a character and his growing ambition from start to finish as Macbeth is in a deep battle with himself; his innate prestige fighting with his ambition. All humans know that blood is closely associated to violence, however in Macbeth blood comes to symbolize something greater; guilt and ambition. Deaths and brutal killings happen very fast, the bodies are discarded but the blood of the innocent do not wash away, instead the blood remains on the hands of evil, it stains. Macbeth and Lady Macbeth can never wash the blood; guilt of their evil deeds from their hands it is impossible. The imagery of blood in Macbeth is important because it signifies what the innocent victim’s life has left behind, also symbolizing how true humanity and morality in Macbeth has been lost. In shedding the pure blood of the â€Å"God† like Duncan and the loyal Banquo, Macbeth’s hands have become stained with the sins of his bloody dirty deeds. Macbeths ambition lead him to transform in to humane that lacks a clean heart, with a dark soul, no compassions, it leads him to go from wanting power to deepening on it and needing it, his vaulting ambition drives him to places where no human with a good soul would ever want to go. A deep, dark, and, scary place full of killing, blood, pain, and guilt. As consequence of all their evil doings through their guilt Macbeth sees ghosts of Banquo and Lady  Macbeth envisions spots of Duncan’s blood that will not wash away â€Å"Out, damned spot! Out, I say†¦ Yet who would have thought the old man to have had so much blood in him† (IV, iii). With the use of blood imagery we see how Macbeth through his ambition goes from a loyal and noble man whom was well respected at the beginning of the play, to an ominous, disreputable man in the end. Macbeth went from a thane to a king very quickly as a thane he was very respected and honorable as Duncan said â€Å"O valiant cousin, worthy gentlemen!† (I, ii), but with his kingship came change â€Å"Devilish Macbeth, by many of these trains hath sought to win me into his power† (IV, iii) through blood the transformation is clear†¦ Macbeth bleeds blood honorably in war defending his country; Scotland â€Å"For brave Macbeth—well he deserves that name— Disdaining fortune, with his brandish’d steel, Which smoked with bloody execution, Like velour’s minion carved out his passage till he faced the slave;† (I,ii) Macbeth’s next encounter with blood is when it is upon the dagger that he hallucinates of, while contemplating on killing Duncan, through this imagery of blood Macbeth convinces his mind to commit the deed right after the heinous murder of Duncan through blood we see the great change in Macbeth that has occurred, when he kills two innocent souls. â€Å"O yet I do repent me of my fury, that I did kill them.† (II, iii). He slays the guards with no hesitation or empathy showing us that Macbeth has lost control over himself, his is drunk in his ambition and will not stop no matter what no longer he can be controlled by Lady Macbeth or anybody else for that matter. Through the imagery of blood one can infer that ambition is the driving force of this play, Macbeth presents ambition as a dangerous quality for any human to have, and ambition goes hand and hand with morality and humanity which Macbeth lost over the course of the play through his multiple evil doings. Havi ng a moral code and humanity is needed and very valuable in positions of power than sightless, dark ambition.